§ Tool
Senior care cost calculator
Senior care costs vary by a factor of two between US metros. Pick your city and care level — see the median monthly cost, the typical range, and how three levels compare side by side. Sourced from the Genworth Cost of Care Survey 2024 with regional adjustments.
Your inputs
3 years
Median monthly cost
$3,675/mo
$3,100 – $4,250 / mo · Chicago metro · Independent living
Projected total cost
$132,300/3 yrs
Range over the period: $111,600 – $153,000
All three care levels, side by side
Independent
$3,675/mo
Apartment-style. No medical staff. Best for active 70-somethings.
Assisted
$5,617/mo
24/7 caregivers. Medication management. The longest-stay tier.
Memory care
$6,825/mo
Secured. Dementia-certified staff. Cognitive programming.
A note on these numbers
Figures shown are medians for the metropolitan statistical area, based on the Genworth Cost of Care Survey 2024 and regional cost-of-living adjustments. Individual community pricing varies; entry fees and care add-ons can change the monthly figure by 20–40%. For a specific community's actual pricing, use the community finder.
The projection assumes flat real costs (no inflation adjustment). Historical senior-care cost inflation has been roughly 4% annually — about 1.5x general CPI. Read more about modeling future costs →